This is from September 2007, but the message is just as important today as it was 7 months ago. Molly Shannon, SNL comedian and movie super star talks about her family's brush with death and the need for life insurance.
http://www.youtube.com/watch?v=lljivVqC-5M
I know we've talked about this in the past, but this video from AIG's president Bob Ley, really helps get the point across. AIG is one of the life insurance companies that is on our menu of carriers.
This video from CNBC talks about using a permanent life insurance policy as an investment. Permanent life insurance policies, such as universal life or whole life, are in fact good investments. However, the problem with them is that they're so expensive people end up dropping their coverage and are left with two problems - a loss on their investment and the bigger issue: no life insurance coverage. Permanent policies are three times the cost of term policies. If you can afford a permanent one and you are going to stay with it, then it's a good deal. If not, then it's a horrible one.
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